Services & Fees

Fee-only financial planning.

One service. One flat fee. No tiers, no upsells, no monthly subscriptions. Just a thorough look at your full financial picture and a clear, actionable plan to move forward.

Comprehensive financial plan

Singles or couples · Includes 12 months of support

$1,500

CAD

Retirement income planning and projections.

Investment strategy and portfolio review

Registered account optimization (RRSP, TFSA, RESP, FHSA, LIRA)

Tax-efficient withdrawal and drawdown planning

Cash flow analysis

Insurance and estate planning basics

12 months of access by phone, email, or video call

Payment split 50/50

$750 at engagement, $750 at plan delivery.

Start with the intake form

What is advice-only planning?

I'm not licensed to sell investments or insurance, which means I have no financial incentive to recommend anything other than what's right for you. No mutual funds, no whole life insurance, no commissions. Clear, conflict-free advice — then I help you implement it yourself.

Not sure if we're a fit?

The intake form takes about 5 minutes and tells us both whether this makes sense, before any money changes hands.

Start with the intake form

Free discovery call

Prefer to talk first? Book a free 30-minute call. No pitch, no pressure, just a conversation.

Book a call

HOW IT WORKS

The process, step by step.

01 Intake form

5 minutes. Helps us both figure out whether we're a good fit before a call.

02 Discovery call

Free 30 minutes. We talk through your situation and goals.

03 Plan built

Comprehensive written plan covering every area of your financial life.

04 Plan review

We walk through the plan together in a detailed video session.

05 12 months support

Ongoing access by phone, email, or video call as you implement the plan.

06 End of 12 months

At the end of the 12 months, optionally renew for another year at half the original cost.